Help me please!!!!!!!

Okay this is serious. I know I have a major germ phobia but someone help me understand Subways' logic. Why is it that the person who makes your sandwich hands it off to the person handling the money and that person, whose hands are obviously contaminated, touches the napkins you use to wipe your mouth and if your me, the cookies you bought, and puts them in the bag. I made the daring attempt to explain this to the cashier and she actually said, "this is how we do it here". Are you kidding me? I'm thinking, "and this is how we get sick here". Anyway, I must say that in all the years of eating at subway my best experience was at a subway in Compton on Long Beach Blvd. The employee was great! She washed her hands after getting new food from compartments and before and after helping me. How great right!